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Find a bank to process your online payments

Online payments are processed by acquiring banks. Currently businesses can open a merchant account with the following acquiring banks to receive payments from credit and debit cards:

  • The acquiring banks
  • Alliance and Leicester
  • American Express
  • Bank of Scotland
  • Barclaycard Merchant Services
  • Diners Club
  • HSBC
  • Lloyds TSB Cardnet
  • NatWest/­Royal Bank of Scotland Streamline
  • Ulster Bank

The acquiring banks have strict requirements and it's possible that even the bank you use for your business current account may refuse you - Brick technology works closely with all of these providers, please contact us if you need further information.

Once the merchant account has been set up, secure socket layer (SSL) technology is used to encrypt transaction data and to send the necessary customer and credit card details to the acquiring bank in order for the purchase to be aut­hen­tica­ted. You should, therefore, ensure that any web hosting solution you are considering is capable of supporting the SSL protocol.